Rates & Process

Conforming Loans
3/1 Arm 6.500%
5/1 Arm 6.375%
15 yr fixed 6.250%
20yr fixed 6.375%

Interest only Loans
3/1 IO Arm call%
5/1 IO Arm 6.375%
6mo IO Arm X.XXX%

Jumbo Loans
3/1 Arm call%
5/1 Arm 6.875%
30 yr fixed 7.500%
15 yr fixed 7.250%

Conforming loans are based on a loan amount of $150,000
Rates and terms are different for higher or lower loan amounts
Jumbo loans have a minimum loan amount of $417,000

Email us if the mortgage program you need is not listed here. We are a full service MORTGAGE BROKER!
info@itsmymortgage.com

  1. Complete & Print our easy, online application

    Time involved: 20-30 minutes

  2. Gather minimum documentation (Click here to read the disclosures)

    Time involved: 1-2 days

  3. Mail application and disclosures to our offices along with a $500.00 (refundable at close) for application & appraisal fees and to lock your rate. We accept credit cards upon request

    Time involved: 1-3 days

  4. Underwriting & Processing begins

    Time involved: 3-4 days

  5. Wait for final approval and conditions from underwriter

    Time involved: 1 day

  6. Set up a closing time and location

    Time involved: 1 day
  © 2003-2004 Commercial Capital, Inc
  Sponsored by Commercial Capital, Inc, an Illinois Mortgage Licensee
  Read our disclosures
  Site developed by skinnyCorp